Terms and Conditions of Service

Agreement to Terms

By accessing and using our financial planning services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

This agreement is legally binding and governs your relationship with Thorylaveniq financial planning services.

Key Definitions

The following terms have specific meanings throughout this agreement:

• • Service: Our financial planning consultation and analysis services provided through subscription
• • User/Client: Any individual or entity accessing or using our services
• • Company: Thorylaveniq and its authorized representatives
• • Content: All information, advice, and materials provided through our services

Service Usage Rights

We grant you limited, non-exclusive access to our financial planning consultation services subject to these terms and applicable Malaysian law.

Eligibility Requirements

You must be at least 18 years old and legally capable of entering into binding agreements to use our services.

Empowering Malaysians with personalized financial planning strategies through expert consultations and comprehensive analysis. Your financial future starts with informed decisions today.: Empowering Malaysians with personalized financial planning strategies through expert consultations and comprehensive analysis. Your financial future starts with informed decisions today.

Your Responsibilities

As a client, you agree to:

• Provide accurate and complete information for consultations
• Pay subscription fees promptly and in accordance with chosen plan
• Use services for lawful purposes only
• Maintain confidentiality of your account access information

Prohibited Activities

You may not use our services to:

• Engage in any illegal or fraudulent activities
• Violate any applicable Malaysian or international laws
• Share confidential service information with unauthorized parties
• Attempt to reverse engineer or copy our methodologies
• Use services for purposes other than personal financial planning

Intellectual Property Rights

All content, methodologies, and materials provided through our services remain our exclusive intellectual property.

You may not reproduce, distribute, or create derivative works from our proprietary content.

Thorylaveniq and related marks are registered trademarks protected under Malaysian law.

Client Information and Content

By sharing information with us, you grant us permission to use it for providing your financial planning services.

You are responsible for the accuracy and legality of all information you provide.

We reserve the right to refuse service if provided information appears fraudulent or misleading.

Privacy and Data Protection

Complete privacy information is available in our Privacy Policy. Privacy Policy.

Personal data is processed in accordance with Malaysia Personal Data Protection Act 2010.

Service Disclaimers

Our services are provided "as is" without warranties of specific financial outcomes or results.

We make no guarantees regarding investment performance or financial success.

Past performance does not guarantee future results

Financial planning involves risk and individual circumstances vary significantly

Limitation of Liability

Our liability is limited to the extent permitted under Malaysian law.

We exclude liability for indirect, consequential, or punitive damages.

Total liability for any claims shall not exceed the amount you paid for services in the preceding 12 months.

User Indemnification

You agree to indemnify us against claims arising from your use of our services or breach of these terms.

Dispute Resolution

Disputes will be resolved through Malaysian legal processes and courts have exclusive jurisdiction.

Service Termination

Either party may terminate services with 30 days written notice.

Upon termination, your access to services will cease, though certain obligations may survive.

Governing Law

Malaysian federal and state laws apply to all matters

These terms are governed by Malaysian federal law and local regulations where applicable.

Severability

If any provision is found unenforceable, the remaining terms continue in full effect.

Complete Agreement

These terms constitute the complete agreement between you and Thorylaveniq regarding our services.

Terms Modifications

We may update these terms periodically with notice to clients.

Continued use of services after changes constitutes acceptance of modified terms.

Business Contact Information

For questions about these terms, please contact us using the information provided below.